Privacy Statement
Revised
August 4, 2005
We recognize
and respect the privacy expectations of today’s consumers and the requirements
of applicable federal and state privacy laws. We believe that making you
aware of how we use your non-public personal information (“Personal Information”),
and whom it is disclosed, will form the basis for a relationship of trust
between us and the public that we serve. This Privacy Statement provides
that explanation. We reserve the right to change this Privacy Statement
from time to time consistent with applicable privacy laws.
In the
course of business, we may collect Personal Information about you from
the following sources:
- From
applications or other forms we receive from you or your authorized representative;
- From
your transactions with, or from the services being performed by, us,
our affiliates, or others;
- From
our internet web sites;
- From
the public records maintained by governmental entities that we either
obtain directly from those entities, or from our affiliates or others;
and
- From
consumer or other reporting agencies
Our Policies
Regarding the Protection of the Confidentiality and Security of Your Personal
Information:
We maintain
physical, electronic, and procedural safeguards to protect your Personal
Information from unauthorized access or intrusion. We limit access to
Personal Information only to those employees who need such access in connection
with providing products or services to you or for other legitimate business
purposes.
Our Policies
and Practices Regarding the Sharing of Your Personal Information:
We may share
your Personal Information with our affiliates, such as insurance companies,
agents, and other real estate settlement service providers. We also may
disclose you Personal Information:
- to
agents, brokers or representatives to provide you with services you
have requested;
- to
third party contractors or service providers who provide services or
perform marketing or other functions on our behalf; and
- to
others with whom we enter in to joint marketing agreements for products
or services that we believe you may find of interest.
In addition,
we will disclose Your Personal Information when you direct or give us
permission, when we are required by law to do so, or when we suspect fraudulent
or criminal activities. We also may disclose you Personal Information
when otherwise permitted by applicable privacy laws such as, for example,
when disclosure is needed to enforce our rights arising out of any agreement,
transaction, or relationship with you.
One of the
most important responsibilities of our company is to record documents
in the public domain. Such documents may contain your Personal Information.
Right
to Access Your Personal Information and Ability To Correct Errors or Request
Changes or Deletion:
Certain states
afford you the right to access your Personal Information and, under certain
circumstances, to find out to whom your Personal Information has been
disclosed. Also, certain states afford you the right to request correction,
amendment or deletion of your Personal Information. We reserve the right,
where permitted by law, to charge a reasonable fee to cover the costs
incurred in responding to such requests.
Multiple
Products or Services
If we provide
you with more than one product or service, you may receive more than one
privacy notice. We do not warrant that all privacy statements will be
exactly the same. We apologize for any inconvenience this may cause you.
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